Have you lost property? Damage to your home or business? Now begins the critical phase in which it will be determined whether you will receive what you deserve – or fall into a trap that will cause you to lose thousands of shekels. Most insured people are unaware of this: submitting an organized and supported "financial claim" is the main tool for fully exercising your rights. Without a detailed financial claim – there is no real compensation.

In this guide, I will explain what a financial demand is, how to prepare it correctly, what are the common mistakes, and how to deal with the appraiser and the insurance company to ensure that you get what you deserve.